Pru Health medical insurance

What they say:

"PruHealth is a joint venture between Prudential UK and a leading South African private healthcare provider, Discovery Holdings. PruHealth combines the strengths of the two companies.

PruHealth has a unique approach to health insurance that recognises and rewards healthy living, By actively looking after their health and not claiming, PruHealth members could make significant savings on their premiums. PruHealth even offers discounts with their health and wellbeing partners.

The benefits from PruHealth include:

* 30% first year discount - just answer 5 simple lifestyle questions
* Guaranteed 25% no claims bonus of your current year's premium to put towards renewal.
* By looking after your health with PruHealth throughout the year, this saving could increase to 50%, 75% or even 100%
* Cover available at all registered UK private hospitals.
* A trained nurse can help with any claims
* Bills settled directly with the hospital wherever possible"